/* NextBridge v8 design layer: loaded after style.css on every page */
:root{--navy:#12284a;--navy2:#1b3a66;--teal:#0e6b6b;--teal-50:#e8f3f2;--accent:#b45309;--accent-600:#9a4708;--accent-50:#fdf3e7;--ink:#1c2433;--muted:#4a5568;--line:#dde3ea;--bg:#f6f7f9;--white:#fff;
--gold:#0e6b6b;--gold2:#f4c98a;--txt:#1c2433;--rule:#dde3ea;--r:12px;--s1:8px;--s2:16px;--s3:24px;--s4:32px;--s5:48px;--s6:64px;--s8:96px;
--f-body:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;--f-head:"Fraunces",Georgia,"Times New Roman",serif}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation:none!important;transition:none!important}}
body{font-family:var(--f-body);color:var(--ink);font-size:17px;line-height:1.65;background:var(--white)}
h1,h2,h3,.hero h1{font-family:var(--f-head);color:var(--navy);letter-spacing:-.01em;font-weight:600}
h2{font-size:clamp(28px,3.6vw,38px);line-height:1.2}h3{font-size:20px;line-height:1.3}
h2::before,h2::after{display:none!important}
p,li{color:var(--ink)}.sub,.gsub{color:var(--muted)!important;font-style:normal!important}
a{color:inherit}main a:not(.btn):not(.card-link){color:var(--teal);text-decoration:underline;text-underline-offset:3px}
:focus-visible{outline:3px solid var(--accent)!important;outline-offset:2px!important;border-radius:4px}
.skip{position:absolute;left:-999px;top:8px;z-index:100;background:var(--navy);color:#fff;padding:12px 16px;border-radius:8px}
.skip:focus{left:8px}
.lnum,.eyebrow{color:var(--teal)!important;font-family:var(--f-body)!important;font-size:13px!important;letter-spacing:.08em!important;text-transform:uppercase;font-weight:600!important}
.hero .lnum,.cta-band .lnum{color:var(--gold2)!important}
section{padding:var(--s6) 0}.alt{background:var(--bg)}
.wrap{max-width:1160px;padding:0 var(--s3)}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:12px 24px;border-radius:999px;background:var(--accent)!important;color:#fff!important;font:600 16px/1.2 var(--f-body)!important;letter-spacing:0!important;text-transform:none!important;border:2px solid var(--accent)!important;text-decoration:none!important;transition:background .15s,transform .15s}
.btn:hover{background:var(--accent-600)!important;border-color:var(--accent-600)!important}
.btn.o,.btn.ghost{background:transparent!important;color:var(--navy)!important;border-color:var(--navy)!important}
.hero .btn.o,.cta-band .btn.o,.btn.on-dark{color:#fff!important;border-color:#fff!important}
.btn.o:hover{background:rgba(18,40,74,.06)!important}
/* header */
header{background:#fff!important;border-bottom:1px solid var(--line);box-shadow:none!important}
.nav{height:72px}.brand-logo{height:44px;width:auto}
nav{display:flex;align-items:center;gap:4px}
nav>a,.more>button{margin:0!important;padding:12px 12px!important;font:500 15px/1 var(--f-body)!important;letter-spacing:0!important;text-transform:none!important;color:var(--navy)!important;border-radius:8px;min-height:44px;display:inline-flex;align-items:center}
nav>a:hover,.more>button:hover{background:var(--bg)}
nav>a.navcta{margin-left:8px!important;background:var(--accent)!important;color:#fff!important;border:0!important;border-radius:999px!important;padding:12px 18px!important;font-weight:600!important}
nav>a.navcta:hover{background:var(--accent-600)!important}
.more .dd::before{background:#fff!important;border:1px solid var(--line)!important;border-radius:12px;border-top:1px solid var(--line)!important}
.more .dd a{font:500 15px/1.2 var(--f-body)!important;text-transform:none!important;letter-spacing:0!important;color:var(--navy)!important;padding:12px 18px!important}
.more .dd a:hover{background:var(--bg)!important}
.mtoggle{border:1px solid var(--line)!important;border-radius:10px!important;width:48px!important;height:48px!important;color:var(--navy)!important}
@media(max-width:860px){.mtoggle{display:block!important}nav{display:none!important}
header.mopen nav{display:flex!important;flex-direction:column;align-items:stretch;position:absolute;top:100%;left:0;right:0;background:#fff!important;border-bottom:1px solid var(--line)!important;padding:8px 16px 16px!important;gap:0}
header.mopen nav>a{border-bottom:1px solid var(--line)!important;border-radius:0}
header.mopen .more>button{display:none!important}header.mopen .more .dd{display:block;position:static;padding:0}
header.mopen .more .dd::before{display:none}header.mopen .more .dd a{padding:12px 12px!important;border-bottom:1px solid var(--line)}
header.mopen .more .dd-label{display:block}
header.mopen nav>a.navcta{margin:12px 0 0!important;justify-content:center}}
.dd-label{display:none;padding:12px 12px 4px;font-size:13px;font-weight:600;color:var(--teal);text-transform:uppercase;letter-spacing:.08em}
/* hero */
.hero,.hero-photo{background:linear-gradient(160deg,var(--navy) 0%,#163357 60%,#0f4a52 100%)!important;color:#fff;padding:var(--s8) 0 var(--s6)}
.hero h1{color:#fff!important;font-size:clamp(34px,5.2vw,56px);line-height:1.1;max-width:820px}
.hero h1 span{color:var(--gold2)!important;font-style:normal}
.hero p,.hero li{color:#e6ecf5!important;opacity:1!important}
/* cards */
.card{text-align:left;background:#fff;border:1px solid var(--line)!important;border-top:1px solid var(--line)!important;border-radius:var(--r);padding:var(--s3)!important;box-shadow:0 1px 2px rgba(18,40,74,.04)}
.card h3{margin-bottom:var(--s1)}
/* footer */
footer{background:var(--navy)!important;color:#dbe3ef!important;padding:var(--s5) 0 var(--s4)!important}
footer a{color:#fff!important;text-decoration:underline;text-underline-offset:3px}
footer .wrap{display:grid!important;grid-template-columns:1.3fr 1fr 1fr;gap:var(--s4)}
footer h2{font:600 14px/1.2 var(--f-body)!important;color:var(--gold2)!important;text-transform:uppercase;letter-spacing:.08em;margin:0 0 12px;text-align:left!important}
footer ul{list-style:none;margin:0;padding:0}footer li{margin:0 0 8px;color:#dbe3ef}
footer p,footer small{color:#dbe3ef!important}
footer .legal-line{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.15);padding-top:16px;font-size:14px}
@media(max-width:760px){footer .wrap{grid-template-columns:1fr}}
.footer-logo{height:auto;width:200px}
/* sticky mobile CTA */
.mcta{display:none}
@media(max-width:760px){.mcta{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:50;gap:8px;padding:10px 12px calc(10px + env(safe-area-inset-bottom));background:#fff;border-top:1px solid var(--line);box-shadow:0 -6px 18px rgba(18,40,74,.08)}
.mcta .btn{flex:1;min-height:48px;padding:10px 12px;font-size:15px!important}
body{padding-bottom:76px}.wa{display:none!important}}
/* old gold leftovers */
.capnote,.ghint,.note-line{color:var(--muted)!important}
.more.open .dd{display:block}
input[type=radio],input[type=checkbox]{width:24px;height:24px;accent-color:var(--teal);vertical-align:middle}
footer li a,main p a{display:inline-block;min-height:24px;padding:2px 0}
.ast{display:inline-block;min-width:24px;min-height:24px;text-align:center}
.hi{color:#5f6672!important;opacity:1!important}
.wa{background:#0b7a3e!important}.wa-label{color:#fff!important;background:#0b7a3e!important}